What We Offer:
An Evolution in Senior Home Care
According to Health and Human Services, 70% of Americans will need some type of home care in their lifetime.
That is nearly three out of four of us!
Many American seniors are under the impression that traditional health care programs will provide the desired services in the home such as meal preparation, assistance with hygiene, dressing & grooming, etc. Medicare, Medigap and most Medicare Advantage Plans are designed to cover hospital stays, doctor bills and some short term skilled nursing. Unfortunately, they do not cover the cost of everyday assistance in your own home.
While your loved ones will have the best intentions to be there for you when a crisis arises, many are not prepared and quickly become overwhelmed by the amount of work involved in care giving. Traditional home health care insurance is an option for such services, however it is limited to only the extremely healthy, creating challenges for many.
True Freedom Plans are a viable alternative to traditional home health care insurance.
Our plans support seniors with their regular activities while providing them with independence and privacy in the comfort of their own home.
All True Freedom Home Care Plans Feature
:☑ Field Issue Contract
☑ No Underwriting
☑ No Claim Forms
☑ No Deductible
☑ No Co-pays
☑ No Age Limits
True Freedom Plan Types:
PLATINUM PLAN
10,000 Lifetime Membership Hours
($250,000.00 Current Lifetime Retail Value)
GOLD PLAN
6,000 Lifetime Membership Hours
($150,000 Current Lifetime Retail Value)
SILVER PLAN
3,000 Lifetime Membership Hours
($75,000.00 Current Lifetime Retail Value)
BRONZE PLAN
1,500 Lifetime Membership Hours
($37,500 Current Lifetime Retail Value)
*The “Current Lifetime Retail Value” is based on the 2017 average of $25.00 per hour for Non-Medical Home Health Aides nationwide. As that cost increases, so will the value of True Freedom membership hours.
Agency and Anytime Services Includes:
☑ Meal Planning / Preparation
☑ Assistance With Dressing
☑ Assistance With Bathing, Toileting And Hygiene
☑ Grooming
☑ Laundry, Ironing and Changing Linens
☑ Grocery Shopping
☑ Light Housekeeping
☑ Monitor Diet And Food Expirations
☑ Medication Reminders
☑ Accompany To Place Of Worship
☑ Accompany To Doctors Appointments And More
True Freedom Home Care
The True Freedom Premier Plans include two options of non-medical home care service to choose from. Members can select to utilize either AGENCY Hours provided by a network of licensed and registered Home Care Agencies in the True Freedom Network OR ANYTIME Hours, where members have the freedom to choose a friend or neighbor to provide their home care services (it cannot be a family member or someone living in the same household.) All home care service is arranged, scheduled and managed by the Customer Care Coordinators at American Senior Services, Inc.
ANYTIME Hours✔ (Provided by a friend or neighbor) are available any day of the week and during any/all hours including overnight and 24/7 live-in home care.
AGENCY Hours✔ (Provided by a Network Agency) are available for up to 5 hours a day, Monday thru Friday between the hours of 9:00am and 5:00pm.
The requirement for full access to the home care service hours of a current True Freedom Premier Plan is that memberships must be past the one time 90-day Good Standing Period following the initial enrollment.
To receive home care services, just call the toll-free customer service number:
1-434-420-4313
Emergency Care Benefit For members who may suddenly require temporary attention during the initial 90-day Good Standing Period, 10% of the home care services of your chosen plan may be utilized as an Emergency Care Benefit.
PLATINUM PLAN – Up to 100 hours of home care during the 90-Day Good Standing Period
GOLD PLAN – Up to 60 hours of home care during the 90-Day Good Standing Period
SILVER PLAN – Up to 30 hours of home care during the 90-Day Good Standing Period
BRONZE PLAN – Up to 15 hours of home care during the 90-Day Good Standing Period
Built-In Features
Premier Rejuvenat
Once a member has exhausted all service hours in their initial bundle, the benefit rejuvenates after 90 days. (Example: The Platinum Plan = 10 X 1000 Hour Bundles. When the initial 1000 hours have been fully utilized, there is a 90-day Rejuvenation Period. On the 91st day, there is full and immediate access to an additional 1000 hours of home care.) Home Care Services can continue to restore for up to the Maximum Lifetime Membership Hours (A total of 10x the initial hours of your chosen plan.) There are no health requirements for the rejuvenation of services.
Inflation Protection
Because members are contracting for access to “Hours” and not “Days” or “Dollars”, the value of plan hours automatically increases over time. As the cost of home care steadily rises through the years, the increased expense is covered at the point in time a member chooses to access their contract hours.
True Freedom Discount Reward Program
Members earn a discount of 10% upon the anniversary and renewal of membership for each year that no home care services have been utilized. That savings will continue for up to 4 years. (Example: In the 5th True Freedom membership year and beyond, members will save 40% on the cost of maintaining their contract for as long as no home care service has been required.)
Call for Assistance:
1-434-420-4313 - True Freedom Premier Plans are Service Contracts, NOT Insurance.
Search for Caregivers
*All service requests must be scheduled and pre-approved by contacting 1-434-420-4313. Network Home Care Agencies/Registries may vary based on availability and locations.